Board of Director Thomas R. Pate, CLU®
Estate Planning & Business Insurance Specialist, Highland Capital Brokerage Retired U.S. Navy Chief
With more than 48 years of experience in the financial services industry, Tommy Pate has built a distinguished career helping seniors, families, and advisors navigate the complexities of insurance, retirement planning, and long‑term financial security. His expertise spans Medicare planning, Social Security optimization, retirement taxation strategies, and comprehensive insurance solutions—including life insurance, annuities, disability, and long‑term care. Tommy is known for his ability to simplify complex decisions and deliver personalized, high‑impact guidance that empowers clients to protect their futures.
Throughout his career, Tommy has supported both independent financial professionals and institutional advisors, helping them grow their practices and better serve mass‑affluent clients. His commitment to local, relationship‑driven service has earned him a reputation for integrity, reliability, and deep industry knowledge.
Tommy is an active member of the Society of Financial Service Professionals (since 1980), a Life Member of the Million Dollar Round Table, and a long‑standing member of the National Association of Insurance and Financial Advisors (NAIFA) in Florida.
A Retired U.S. Navy Chief, Tommy brings the discipline, leadership, and mission‑first mindset instilled during his military service into every aspect of his professional and volunteer work. His time in the Navy shaped his values—service, accountability, and unwavering commitment to others—which continue to guide his approach today.
As a board member of GPS4VETS, Tommy is deeply committed to advancing the organization’s mission. His passion for supporting veterans, combined with his decades of financial expertise, strengthens GPS4VETS’ ability to build sustainable pathways for stability, safety, and long‑term success for the veterans and families we serve. Tommy’s dedication, insight, and heart make him an invaluable member of the GPS4VETS leadership team.